A measure of personal worth?

How much are we materially worth? That is the big question. One way to answer it is to measure our guaranteed gains over a future period of time, plus whatever assets we have, and perhaps factor in any foreseeable positive and negative changes that might affect all of it along the way.

As a retired individual, things are a lot simpler, with less moving parts and the future somehow less cloudy, generally devoid of good surprises but filled with plenty of bad ones, though.

On top of that our future income, even adjusted for inflation, will tend to dwindle as we age and our nest eggs will go down, unless we have made terrific investments while we had the stamina to do so!